Disable Preloader
Mail Us Today
info@shulininsurance.com
Call us
1800 3000 0140
Login
Agent

Cancer Insurance

  • Save up to 80%* Lowest Car Premiums

  • 20+ Insurers To Choose From

  • 25 Lakh+ Vehicles Insured

Compare Now To Earn High Returns From Your Investments

If you invest 5 K per month and get 51.9 L tax free on maturity*

Cancer Insurance

While talking about investment plans and the world of investing, three words come to mind - intimidating, overwhelming, and scary. For a ‘regular Joe’ this question seems perpetual.One of the Founding Fathers, Benjamin Franklin quoted, “An investment in knowledge pays the best interest.” Here he means that when it comes to investing; always educate yourself to earn better returns. This means, being an investor, one must do all the necessary research, analysis, and study before s/he coming to any investment decision.

For different stages of life one needs funds. One has to build the financial corpus - be it child’s marriage or education, or his/her retirement savings. While seeking different ways to build this financial corpus, one often tends to look out better investment options and higher returns from them. Due to a number of investment options, there’s no simple and easy solution to it. However, the ease of different investment plans offered by various life insurance providers is one of the reasonable options available.

What is an Investment Plan?

An investment plan is a financial product that provides the opportunity to create wealth for the future. Life Insurance products are often used as investment instruments. The advantage of investing through a life insurance plan is that it not only allows you to create wealth for the future but also offers comprehensive life coverage at the same time.

Overview of Investment Plans

These plans are basically of two types, Unit Linked Insurance Plans or ULIPs that provide returns based on market performance, and traditional endowment plans that offer a lump sum or annuity pay-out at the end of the policy term when the life insurance policy matures. These types of saving schemes or investments offer life coverage and returns but differ in their construct.A sound investment plan with life coverage and returns invests the premium paid by policyholder in the market instruments and give market returns. These returns are comparatively volatile as they depend on the performance of the stock markets.Whereas, an endowment plan offers lower but safer returns. However, a customer does not get to know where they are saving money or it is being further used due to the opaque construct of endowment plans, unlike ULIPs where they know where their fund is being put. ULIPs offer customers the option to check the status of their investments through a figure called the Net Asset Value (NAV), among others.Nonetheless, endowment plans have their own benefits. Where ULIPs give the policyholder a lot more flexibility and transparency, endowment plans act as a guaranteed return investment plans option as they offer definite profits

Third Party Liability Car Insurance

Third Party car insurance provides cover against any legal liability to a third party caused when you are the at-fault driver. It covers damage/injury caused by you to another person/property. A Third Party Liability cover is legally mandatory in India under the Motor Vehicles Act.

Comprehensive Car Insurance

A comprehensive car insurance policy provides coverage for third party liability as well as damages caused to your own car. In comparison with third party liability car insurance, a comprehensive car insurance policy offers extensive coverage, more benefits and covers the damages caused to the insured car in case of an accident, collision, theft, etc. A comprehensive policy can be further extended by opting for add-ons like accessories cover, engine protector, zero depreciation cover, medical expenses, etc. This type of coverage is the most popular as it offers end-to-end coverage and thus less stress for the policyholder.

Looking for car insurance comparison? PolicyBazaar provides you an innovative interface to compare car insurance policies by best car insurers in India. Check out details on each insurer and select the one that suits your needs.

S.no Insurer Third Party Cover Cashless Network Garages Add On Covers Special Features Exceptions
1 Table cell Upto 7.5L for third party property damage 4000 and more Default: Roadside Assistance plan (RSA)*
Key & Lock replacementOptional: Zero Depreciation (ZD)
Engine Protector
PA for Passenger
Electrical and Non Electrical Accessories
RSA and Lock & Key included in all policies by default
Instant Policy Issuance
Receive Instant Claims Assistance and SMS updates on your motor claim status through 24x7 call-centers.
RSA cover available for vehicles upto 15 years old
Lock & Key cover available for vehicles upto 10 years old
ZD and Engine Protector available till 5 years old
2 Table cell Upto 7.5L for third party property damage 2300 and more Zero Depreciation (ZD)
Roadside Assistance plan (RSA)
Consumables
NCB Protector
Hydrostatic Lock Cover
Invoice Cover
PA for Passenger
Receive Instant Claims Assistance updates on your motor claim status through 24x7 call-centers. ZD and RSA plans available for vehicles upto 5 years old
Consumables, NCB Protector and Invoice Cover for upto 2 years old vehicles
3 Table cell Upto 7.5L for third party property damage 6800+ Zero Depreciation (ZD)
Roadside Assistance plan (RSA)
Engine Protector
PA for Passenger
Electrical and Non Electrical Accessories
Unlimited claims for ZD plan in a year!
Occupation and Age discounts available
Comprehensive support through our dedicated customer support team
ZD plan available for vehicles upto 5 years old; require previous insurance also to have ZD Engine Protector is available for vehicles upto 2 years old

A beginner can invest in the following investment instruments: Mutual funds with low-initial-investment Enroll in the retirement plan of the employer Invest in bonds or fixed income plans Investing in real estate.Before investing in these instruments, it is suggested to understand well about them.