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Car Insurance Calculator

  • Save up to 80%* Lowest Car Premiums

  • 20+ Insurers To Choose From

  • 25 Lakh+ Vehicles Insured

Free quotes from top insurers with lowest premiums in 30 seconds

Car Insurance Calculator

A car insurance calculator enables a person to compute the premium of a car as well as compare insurance quotes from different insurers. Different sets of customers have their own specific requirements and car insurance calculator helps them to evaluate and get the best policy as per their requirements.Undeniably, car insurance premium calculator is a valuable tool that helps a buyer to get the best car insurance plan on the basis of his specifications. It allows you to make a comparison of different insurance plans on a click of the mouse. Simply put, car insurance calculator helps buyers to evaluate their insurance needs and get an appropriate plan accordingly.Compare car insurance quotes and Save upto 55%. With car insurance premium calculator, compare plans from top insurers for your new or used car. Get instant online policy as per your budget and needs.

As per law, it is mandatory for vehicle owners to buy car insurance for their vehicles plying on Indian roads. With car insurance comparison on PolicyBazaar, you can save money, avail discounts, and find the best plan. Compare various insurance plans online and buy the one that fulfills your insurance expectations hassle-free.

  • Get best plans from top Insurance providers
  • Lowest premium guaranteed
  • Benefits of Car Insurance Calculator

Car Insurance or motor insurance covers for losses that you might incur if your car gets damaged or stolen. The premium amount of your car insurance is decided on the basis of Insured Declared Value or IDV of the vehicle. If you increase the IDV, the premium rises and if you lower it, the premium reduces. It is important for any policyholder to compare various car insurance options before going for a car insurance renewal or buying a new policy.

  • Using a car insurance premium calculator prior to buying a plan makes the overall process easy and convenient for the buyer.
  • Make a comparison of premium rates and choose the best insurance plan.
  • See for yourself how changing variables of coverage change your premium .
  • No need to take your decision in haste or under influence of the agents.

Key Benefits of Car Insurance

Types of Car Insurance in India

There are primarily 2 types of Car Insurance that are available in India -

Third Party Liability Car Insurance

Third Party car insurance provides cover against any legal liability to a third party caused when you are the at-fault driver. It covers damage/injury caused by you to another person/property. A Third Party Liability cover is legally mandatory in India under the Motor Vehicles Act.

Comprehensive Car Insurance

A comprehensive car insurance policy provides coverage for third party liability as well as damages caused to your own car. In comparison with third party liability car insurance, a comprehensive car insurance policy offers extensive coverage, more benefits and covers the damages caused to the insured car in case of an accident, collision, theft, etc. A comprehensive policy can be further extended by opting for add-ons like accessories cover, engine protector, zero depreciation cover, medical expenses, etc. This type of coverage is the most popular as it offers end-to-end coverage and thus less stress for the policyholder.

Looking for car insurance comparison? PolicyBazaar provides you an innovative interface to compare car insurance policies by best car insurers in India. Check out details on each insurer and select the one that suits your needs.

S.no Insurer Third Party Cover Cashless Network Garages Add On Covers Special Features Exceptions
1 Table cell Upto 7.5L for third party property damage 4000 and more Default: Roadside Assistance plan (RSA)*
Key & Lock replacementOptional: Zero Depreciation (ZD)
Engine Protector
PA for Passenger
Electrical and Non Electrical Accessories
RSA and Lock & Key included in all policies by default
Instant Policy Issuance
Receive Instant Claims Assistance and SMS updates on your motor claim status through 24x7 call-centers.
RSA cover available for vehicles upto 15 years old
Lock & Key cover available for vehicles upto 10 years old
ZD and Engine Protector available till 5 years old
2 Table cell Upto 7.5L for third party property damage 2300 and more Zero Depreciation (ZD)
Roadside Assistance plan (RSA)
Consumables
NCB Protector
Hydrostatic Lock Cover
Invoice Cover
PA for Passenger
Receive Instant Claims Assistance updates on your motor claim status through 24x7 call-centers. ZD and RSA plans available for vehicles upto 5 years old
Consumables, NCB Protector and Invoice Cover for upto 2 years old vehicles
3 Table cell Upto 7.5L for third party property damage 6800+ Zero Depreciation (ZD)
Roadside Assistance plan (RSA)
Engine Protector
PA for Passenger
Electrical and Non Electrical Accessories
Unlimited claims for ZD plan in a year!
Occupation and Age discounts available
Comprehensive support through our dedicated customer support team
ZD plan available for vehicles upto 5 years old; require previous insurance also to have ZD Engine Protector is available for vehicles upto 2 years old

IDV (insured declared value) is the maximum amount to be paid by an insurer at the time of a claim if the vehicle is a total loss or stolen. It is the sum insured and is fixed at the commencement of the policy period for each insured vehicle. To know more about IDV